The best financial investments
There are many ways to invest your money: family investments, passbooks, gold, rental real estate, works of art, etc. You can achieve your financial goals by using simple, but real, investing principles.
Real estate investment
Investing in real estate:
what are the choices?
Attractive total return
While very low interest rates are good news for borrowers, they are not so good news for investors. By investing in real estate, you can earn much more attractive returns.
Diversify your assets
You can broadly diversify your assets. Since real estate markets do not evolve in the same way as financial markets. And the type of assets chosen, you can mix between different rental markets.
Securing your assets
Real estate remains the investment with the lowest risk, provided you choose your investment well at the outset. Because even in the case of a major crisis, prices slowly adjust downwards.
Getting started on the stock market
Neophyte brokers can speculate as an autonomous investor and follow the stock market news through newspapers, annual reports, financial websites… Beginning brokers can also get help from their bank or a brokerage company.
These specialists advise and place stock exchange orders. Experts may advise their clients in the choice of financial investments, manage their family budget, carry out a complete wealth assessment or try to optimise tax payments.
Preparing for retirement is a major and worrying subject for a large number of French people. Between the fall in interest rates and the increase in tax levies, investment income is at half-mast. But there are still several ways to optimize them in order to ensure additional income in retirement.
Supplementing your retirement with income from financial investments is never easy. But in the current economic environment, it is particularly difficult. To supplement your pension, think about saving young. Then adjust your strategy according to your personal situation.
Investing in life insurance
Life insurance is a financial investment that allows the subscriber to save money with the objective of passing it on to a beneficiary when an event related to the insured occurs: his/her death or survival.
It is a good way to assess the quality of a life insurance contract is to observe the performance of its fund in Pounds (all contracts have at least one). But beware: life insurance is a long-term investment.
Opting for a secure
Banks offer their customers services such as bank accounts, home loans, consumer credit, pension insurance or savings and investment.
Financial savings concern all investments made by investors in banking products, financial markets and life insurance contracts.
The wealth management advisor’s objective is to intervene in order to guide his clients by proposing the best wealth strategy.
Rental investment: is it a good idea?
Investing in rental real estate helps to reduce taxes. Investing in stone consists of buying a property with a view to renting it out. Thanks to this form of investment, the owner-lessor can build up a patrimony. Investing in rental property is one of the keys to financial independence. Indeed, it allows you to get rich quickly, as long as you know what you are doing.
Investing: how and where
to invest your money?
How to invest? How much to invest? Which investments to favour at 20, 30 or 40 years? What return should you aim for? How to prioritize your objectives? It’s been said over and over again: in times of economic crisis, saving is not enough.
What you need is to invest your liquid assets over the long term, to commit your capital to make your money grow, whether in real estate, life insurance or the stock market. Investing means preparing for your retirement, building your wealth, paying less tax…